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Say Hello to Another New Chase Hyatt Credit Card

The image shows the entrance to the Park Hyatt Paris Vendôme hotel. The sign above the entrance displays the hotel's name. There is a glass canopy above the entrance, with raindrops visible on the glass. A bronze statue is mounted on the wall next to the entrance, adding an artistic element to the scene.

It wasn’t too long ago now that I said goodbye to my Chase Hyatt Visa…

While I loved the card for the initial sign-up bonus of 2 free nights at any Hyatt property worldwide, I never used the card.

What made the card worth holding on until now has been the 1 free night every year after your cardmember anniversary at any Category 1-4 property (like my recent Hyatt Regency Osaka stay). It made the card more than worth the $75 annual fee, but I had grown tired of the planning it took to redeem at just the right property. Maybe it is just me, but  locating a Category 1-4 Hyatt property in just the right destination did’t prove to be an easy task!

So, I dumped my Chase Hyatt Visa…

It’s not you Chase Hyatt… it’s me. I just really need some time alone right now to work on myself. I will always treasure the times we had together at The Park Hyatt Paris Vendome, where we used those free night certificates to save between $639 – $1,217 per night (Based on Average Rates for a Standard Room).

The image shows the entrance of the Park Hyatt Paris Vendôme hotel. The entrance features a glass canopy with raindrops on it, and a sign above the door that reads "PARK HYATT PARIS VENDÔME." There is also a decorative sculpture of a figure holding onto the canopy on the right side of the entrance.

So long, farewall, goodbye, until we meet again…

The Goodbye was not meant to last…

Though I cancelled the card, I did so with the full intention to apply for another Chase Hyatt card!

The image shows a pile of cut-up credit cards and hotel key cards. Visible fragments include parts of a Visa card, a Chase card, and a card with the Hyatt logo. The pieces are scattered on a plain surface.

While Chase bank is definitely not a “churn-friendly” credit issuer, the sign-up bonus on the Chase Hyatt card is one that can theoretically be had again and again:

According to the offer details on this card –

“This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.”

The image is a screenshot of the offer details for the Hyatt Credit Card. It includes information about the eligibility criteria for receiving two free nights. The text specifies that the offer is not available to current cardmembers of the credit card or previous cardmembers who received a new cardmember bonus within the last 24 months. Additional details about qualifying purchases, exclusions, and terms and conditions are also provided. There is a close button in the top right corner of the image.
So that means that cancelling my current card satisfied (i), and I just realized that the last time I received a bonus on this card was in late 2014, meaning (ii) is also a non-factor! That means I can apply for this card again and be eligible for the sweet a$$ 2 free night sign-up bonus!
 Note: Doctor of Credit advising applicants to wait a month or so to let the card clear out of their profile, ensuring you are not identified as a current cardholder. I DID NOT follow this advice, and instead rolled the dice!

Our Separation Didn’t Last! Just 12 Days Later…

I couldn’t take it! I just had to have another 2 free nights and 5,000 Hyatt points after adding an authorized user! I couldn’t eat, I couldn’t sleep, and I couldn’t even use the bathroom until I had my hands on that card again! Ok, a bit of an exaggeration, but you get it – I wanted the card again and did not want to wait, considering I have a redemption in mind that I want to secure ASAP!

What About Chase 5/24?

Great question! This rule means most Chase cards are off limits to those of us who have opened 5 cards or more in the past 2 years, but there are a few Chase cards that this rule DOES NOT apply to (yet?)!


The Chase Hyatt card happens to be one of those cards that does not fall under the tyranny of Chase 5/24!

Doctor of Credit has the full rundown of cards not governed by 5/24…

The Decision

Pending… Of course the application went into pending status! The days of my instant approval on credit cards are loooong gone, and I really was not expecting anything different this time around.

Alt text: A webpage from Chase Bank regarding the Hyatt Credit Card. The page has a blue header with the Chase logo and a message that reads, "Thank you for your request. We need to review your request a little longer. We will let you know of our decision by U.S. mail. This could take up to 30 days. Please do not resubmit this request. Thank you for choosing The Hyatt Credit Card." Below the message, there are links to "Pricing & Terms," "Privacy Notice," "Security," and "About Chase." The footer indicates the page is © 2017 JPMorgan Chase & Co.

I did not call Chase, but instead decided to wait it out. I used to be a big fan of the reconsideration line and believed that if I could just plead my case to a human, I could convince him/her of my card worthiness on the spot and get an approval much faster. This was effective at one point in time, but it began to work less and less, and therefore I moved to a passive “wait and see” strategy!

So, I waited… and then something great happened!

I logged onto my Chase account this weekend, and noticed something a little different – my new Chase Hyatt card was approved with a $5,000 credit line and was already waiting patiently in my Chase account!

I then called up the application status automated line – 800-436-7927 – and confirmed my approval!

Eligible for the Bonus?

The approval was the biggest hurdle to clear, and I SOARED over it! BUT, even with the approval in hand, I still wanted to confirm my eligibility for the bonus (given my deviation from the Doctor of Credit advice). I sent a secure message over to Chase to confirm the bonus and…


Alt text: A screenshot of an email from Chase Card Services regarding a rewards inquiry. The email is addressed to Derek Winter and discusses the enrollment bonus offer on his account. It details the offer of 50,000 points after spending $4,000 within the first three months. The email includes a response from a representative named Rosha, who confirms the offer and provides additional information. The email is dated 05-21-2017 and includes a reference to the original message sent by Derek Winter. The left side of the screenshot shows a navigation menu with folders such as Inbox, Sent Messages, and Special Offers.

Based on the response I received, i am in fact eligible for the sign-up bonus, and now it is just a matter of spending $2,000 in the next 3 months! Easy peasy!

Final Thought

I parted ways with the Chase Hyatt. But, that goodbye didn’t last long! Since the last time I received the bonus was OVER 24 months ago, I was technically eligible to earn the sign-up bonus of 2 free night certificates. So, I applied, I was approved, I confirmed my bonus eligibility, and now I am on my way to 2 free nights at the Hyatt property of my choosing!

If you have been a Chase Hyatt cardholder for over 2 years, I strongly suggest you follow my strategy! Cancel your current card, and reapply to earn another 2 free nights at any Hyatt property!

Why don’t I read more about this!? Is this obvious to everyone else but I am just catching on!?

Happy Travels!


The image shows a simple white line drawing of a paper airplane inside a blue circle.


  1. Short turn around! I had read that Chase would reopen closed accounts if applying within 30 days of closing the same card. This is a great data point!

    1. I read similar things… Probably too aggressive on my part, but I was happy to get that confirmation from Chase regarding the bonus! We will see if I actually receive the bonus after reaching the minimum spend, but luckily I can point back to the secure message from Chase!

  2. Possible correction: As I understand it, it’s more than 4 cards, not more than 5. I.e. if you’ve had more than 4 cards, you will get denied.

  3. Just had a few questions – how many days did you wait before it showed up in your account? Also, by any chance do you recall if your monthly statement date fell within that 12 day period? Lastly, did you transfer your full credit line to another card or you just closed the card with the credit line intact? Thanks!

  4. Am I reading if I have opened more than 5 cards I will get denied? I don’t want to lose my free night or my Hyatt card if so. I have a great credit score, but I def take advantage of credit card offers.

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