Credit Archives - AcCounting Your Points

The image shows the entrance to the Park Hyatt Paris Vendôme hotel. The sign above the entrance displays the hotel's name. There is a glass canopy above the entrance, with raindrops visible on the glass. A bronze statue is mounted on the wall next to the entrance, adding an artistic element to the scene.

Say Hello to Another New Chase Hyatt Credit Card

ByDW May 22, 2017June 4, 2024

It wasn’t too long ago now that I said goodbye to my Chase Hyatt Visa… While I loved the card…

Alt text: A pile of cut-up credit cards, including pieces with the words "VISA," "HYATT," and "CHASE" visible. The pieces are scattered on a white surface.

Advice | Credit | Credit Cards

Goodbye Chase Hyatt Credit Card… For Now?

ByDW May 10, 2017June 4, 2024

Goodbyes are tough. I don’t like saying goodbyes. I don’t feel great about saying goodbye to my Chase Hyatt credit card,…

The image is a pie chart titled "FICO Score Factors." The chart is divided into five sections, each representing a different factor that affects a FICO score. The sections are color-coded and labeled with their respective percentages:

- Payment History: 35% (blue)
- Amounts Owed: 30% (red)
- Length of Credit History: 15% (green)
- New Credit (Inquiries): 10% (purple)
- Credit Mix: 10% (teal)

Advice | Credit | Credit Cards

How will a student loan balance transfer impact credit?

ByJS April 4, 2017June 4, 2024

I had a friend ask an interesting question this weekend about a balance transfer. His thought was to move his…

A black and white photograph of a busy street scene in Bandon, County Cork, Ireland. The street is lined with multi-story buildings housing various shops and businesses. People are walking along the sidewalks, some are gathered in small groups, and others are engaged in conversation. A horse-drawn cart is visible in the middle of the street, and another cart is parked on the right side. The street appears to be unpaved and slightly muddy. The shop signs and awnings are visible, with one sign reading "STARKEY." The overall atmosphere suggests a bustling town center in the early 20th century.

Credit | Credit Cards

Please Put Away The Debit Card!

ByDW October 28, 2016June 4, 2024

Please, oh please, I am begging you please – stop using your debit card. While your debit card may have been appropriate a few decades ago, it should not be seeing much daylight in 2016 and going forward. Why? Well, your debit card…

Alt text: A well-organized woodworking tool wall with various hand tools. The wall features several saws, wood planes, chisels, screwdrivers, pliers, and files neatly arranged on wooden racks and hooks. Below the tools, there are additional tools and materials stored on a shelf. The setup is clean and orderly, indicating a well-maintained workshop.

Credit | Travel

So You Want a Higher Credit Score?

ByDW August 21, 2016June 4, 2024

Good credit is your friend, while bad credit is your foe! But rather than living your life with enemies, make peace…

Credit | Credit Cards

How Can You Receive “Targeted” Offers? Use CardMatch!

ByAcCounting Your Points July 14, 2016June 4, 2024

There is absolutely nothing better than a targeted offer for an increased credit card sign-up bonus on a credit card…

Alt text: An American Express webpage congratulates a person named Derek on the approval of their application. The message states that Derek is now a Platinum Delta SkyMiles card member. It mentions that the card will arrive by USPS Standard delivery within 7-10 business days in a plain, white envelope from Omaha, NE. There is an image of the Platinum Delta SkyMiles credit card on the right side of the page. At the bottom, there is an option to print the page.

Credit | Credit Cards | Travel

Can you be Approved for 2 American Express Cards in One Day?

ByAcCounting Your Points July 5, 2016June 4, 2024

With the limited time sign-up bonuses on the Delta Gold and Delta Platinum Cards from American Express coming to an…

Credit

Common Credit Card Myths – Debunked!

ByAcCounting Your Points June 22, 2016June 4, 2024

Let’s play a quick game… …of True or False: Opening a credit card is bad for my credit Carrying a…

A black and white image of an open spiral notebook with handwritten text and a pen resting on it. The text reads: "AYP Travel Consulting Services. Where your points become your travels... Your trip here!"

Credit | Credit Cards | Earning | Redemption | Travel

AYP Travel Consulting Services – FREE!

ByAcCounting Your Points June 3, 2016June 4, 2024

Do you want to travel for free/cheap but don’t want to put the time and effort into developing an earning…

A black and white photograph of an elderly person wearing glasses, a hat, and a checkered shirt with a tie. The person is smiling widely with their mouth open and eyes closed, and their hands are raised near their face in an expressive gesture. The background is plain and slightly textured.

Credit | Credit Cards | Earning

Word to the Wise – Don’t Carry a Credit Card Balance!

ByAcCounting Your Points May 25, 2016June 4, 2024

Credit cards are wonderful. I love them very much. They have earned me an exorbitant amount of points and miles…